What we offer?
Surcharge Eftpos
Direct Debits recurring payments
eCommerce Online Payments
Recurring Payments BPAY Credit Cards Direct Debit Auto Reconcilliation
Save thousands every year
Now you can earn the full amount of your goods & services
Same Day Payments
No Bank Fees
3rd Party Surcharge
Why is customer surcharge becoming so popular?
With the introduction of Paywave and Paypass, mechants are experiencing an increase in spending on credit cards and paying a significantly higer amount of merchant fees to the banks, lowering their profitability. Zero Out Bank Fees offers a simple, safe fast and complaint way to completely eliminate your bank fees charging a 'customer surcharge'.
it's more than you think
How it works?
Step 1 Cashier
Select the Surcharge App by pressing the button directly below the Green Start Sticker
Step 2 Cashier
Ask the customer how they would prefer to pay. Enter the corresponding number, 1, 2 or 3.
Step 3 Cashier
Enter the amount, then press the Green Enter Button
Step 4 Cashier
Press the Green Enter Button to confirm the Surcharge
Step 5 Cashier
Customer Presents Card to complete the transaction. Simple!
Find A Referrer Near Your Place Using Our Locator
What Will You Do With The Money You Save?
Will You Reinvest In Upgrades?
Will You Pay For School Fees?
Or Will You Pay For Your Next Holiday?
Book A Meeting To Discuss How You Can Start Saving
Click to book a time that suits you
What Is The Process For Signing Up?
STEP 1: TODAY
Submit an application form
Meet with one of our Team to assist you
STEP 2: WITHIN 2 DAYS
Sign The Approved Agreement
The Merchant application team does a few background activities to rubber stamp your application. Then we send you the official agreement via email to print, sign, scan and send back to us.
STEP 3: WITHIN 7DAYS
Plugin Your Terminal
Your New Terminal/s will be sent you to by Express Courier. Simply plug it in to charge.
All mobile units with paywave do not need connections to phone lines as they are connected to the mobile data network.
If you have a more complex integrated point of sale set up, then we can help with that too. Simply note this on your application so that we can discuss your needs with you.
Our friendly support team will be available on the Phone to assist you with any installation questions.
World's Favourite Eftpos Terminal Manufacturer
Faster, Lighter, Longer Lasting. iwl-255 from ingenico is now the terminal of choice You can select from Fully mobile 3G or fixed line terminals. Mobile terminals have 4 days standby battery life.
…and no extra charges for data. So consider getting rid of your fixed line terminal and saving money on the phone line you currently use for eftpos terminals
Innovate Technology Partners
Advance Daily Clearing & Reporting Technology
Our technology partner MPayments (Moneytech est. 2003) and The eGroup are innovators in Financial Services products.
You can look forward to outstanding support Mon-Fri and daily reports of month to date summaries and detailed transaction reports in your inbox on a daily basis
Terminal Software Delivered By
Rest Easy Knowing we deliver our eftpos terminal software and system to your terminal through the ANZ Bank We also clear your funds via ANZ Bank. Not with ANZ? No worries, you can stay with your current business bank for your normal business account.
Direct Debit
Imagine getting paid on time, automatically and your customers do not even need to remember to pay you. With Direct Debit, your customers' bank accounts are debited or credit cards charged automatically to pay for the goods and services they have consumed. Anyone thinking...reduce the need to chase late payers?. Sound smarter?
Recurring Payments
make the cashflow easier for the business and the customer
1
Customer Authorises the business to debit their nominated bank account or charge their nominated debit/credit card.
2
Customer completes an electronic direct debit request form (eDDR) or a paper based direct request (DDR)
3
Payments automatically debited at the agreed frequency, most commonly weekly or fortnightly
Business Benefits
Many Businesses struggle to get their customers to pay their bills on time. Over 70% of business invoices are paid late leaving a massive $19 Billion of late payments locked away from businesses each year. Allow us to give some relief.
Speed Up Cashflow
Reduce Debtor Days
Increase Customer Loyalty
Stop the Chase
By partnering with the e group, a recurring payments system can be easily designed/customized for your business releasing you from the worry of unpaid invoices and giving you the time and financial resources to work ON your business.
Our product is fully compliant and transparent for all users.
A Direct Debit can be arranged via paper application, over the phone or online.
It is a seamless process and works with all Financial Institutions across Australia.
Now You Can Have
Fast Electronic Direct Debit Request Forms
Send your customers a link to sign up via an email or sign up direct from your website. The electronic direct debit (eDDR) form automatically connects to our cloud based console and payments engine. This means there is no double handling of information and you are fully compliant with the Payment Card Industry Data Security Standards.
eDDR’s will save you time and effort, while increasing the convenience for your customers.
Ready any time Paper based Direct Debit Request Forms
We will also provide you with paper based Direct Debit request forms
That way you can sign up a customer even if you do not have access to the internet.
Once you have the completed form, simply input the details into the cloud based console and you are done. Payments will occur automatically.
Weekly, Fornightly and more...
Let’s face it, most people and businesses would prefer to protect their cashflow and pay smaller amounts more frequently.
The challenge with this is ensuring you get paid and are not chasing up customers for smaller transactions.
Having a direct debit / recurring payments system means the money is withdrawn from your customers’ bank account or charged to their credit card without you or your team spending anytime each week sending invoices and following up paments.
Easily handle changes variable amounts, add on extras and more...
Many business wish to have Direct Debit but think they can’t becasue their charges to their customers vary in frequency and in size.
That may be an issue for some suppliers, but not for us.
With our system you can load complex subsciption matrixes, make bulk uploads via a spreadsheet, link to us via your business management software (including Xero) or simply make the adjustments manually in our cloud based console.
Lets Get Started
eCommerce
Open up a GATEWAY to access 1000's of new clients for your products with the eGroup's eCommerce Online Gateways. It will transform the way you do business and we will do all the hardwork for you.
Online Payments
The e group’s online gateway is your link between your online store and your merchant account. It allows you to SECURELY accept Credit Card Payments from customers online – opening your business and products to the worldwide online market.
Get paid instantly with eCommerce payment solutions.
eCommerce is the world of now. Get on board the online revolution by accepting payments on your website or over the phone with IntegraPay’s eCommerce payment solutions. Our seamless integration with shopping carts and website content management systems, as well as new in-video payments, means you’ll be ready to conquer the internet with us.
Stunning eCommerce payment technology for your business.
Accept credit card payments securely for your business with IntegraPay payment solutions.
Simply set up one-off or recurring payments online with our payments experts for your business, and relax. Fully integrated and PCI compliant, with your own merchant account or use ours – IntegraPay’s payment solutions are here for your online business.
Flexible + Tailored.
Options, Options + More Options
Flexible Solutions.
No Merchant Account Needed
Lets Get Started
Setting up the Online Gateway for your product is Online Gateway for your product is
integrate Payments with Xero
Feature-packed Xero integration.
Accept recurring or one-off payments by BPAY, bank account or credit card, directly from the Pay Now button on your invoice… reconciled automatically in Xero with IntegraPay. A revolutionary way to collect payments for your business.
Talk to our Payment Solutions Experts today.
Beautiful accounting meets stunning payment technology.
The E Group brings you, IntegraPay payment solutions and Xero cloud accounting are a match made in business heaven.
Simple collection of funds, easy invoicing, auto-reconciliation and a huge choice of ways to get paid, are just the start with The E Group powered by IntegraPay + Xero.
The E Group + IntegraPay + Xero
Have repeating invoices automatically debited by bank account or credit card. Each time your customer receives your invoice, there’s no need for them to take any further action… the system does it all for them! And they’re automatically reconciled in Xero.
With a simple click on the ‘Pay Now’ button on their invoice, customers can make a payment from their bank account or credit card. They can even choose to have future payments for repeating invoices paid from the same account.
Customer’s can pay their invoices via BPAY directly from their phone or internet banking account. We provide the BPAY account and Biller Code for you & a unique Customer Reference Number (CRN) is generated for each invoice.
There’s no need to apply for a Merchant Account with your bank or financial institution, we’ll take care of all of that for you! You can even have your company name appear on your Customer’s bank statements with our Premium Merchant Account.
All payments are automatically recorded and reconciled in Xero, even your BPAY, direct deposit or credit card payments. You can reduce your administration time as you no longer have to manually enter the details of the payments you receive.
You can choose to include any transaction fees in your customer’s payments to protect your margins and ensure your bottom line is healthy. Passing on your transaction fees reduces the cost to you of doing business + is auto-reconciled into your Xero account.
Easily see which of your customers are behind in their payments and send reminder emails to pay (with a Pay Now button included) with the IntegraPay + Xero integration. Reduce your debt exposure and ensure you’re getting paid on time without a costly debt recovery service.